The divorce rate in Thailand is
reported to have doubled since
the late '90s, but at 20% it remains significantly lower than it is in most Western
countries. When it comes to married couples staying together, and
presumably marital happiness, the Thais seem to be doing something right.
But throw a foreigner into the mix and everything
changes. There aren't any comprehensive surveys on the divorce
rate in marriages between Western men and Thai women. My observations
suggest that, irrespective of where they live, how they met and what
their respective backgrounds are, that the divorce rate between Western
men married to Thai women would be on a par with, or perhaps even exceed
that of the highest divorce rates in the West i.e. 50%+.
The norms of
dating in Thailand are somewhat different to the West. At least they
used to be because dating, relationships, love and sex in Thailand are
going through a period of rapid, dramatic change.
Traditionally, a young, single Thai maiden would
not go out
on a date alone. For perhaps the first few months
family members would accompany her as chaperones. They were there
to make sure there was no inappropriate physical contact and to
make sure that the guy she was dating was suitable. Some
young Thai women weren't allowed to spend any time alone
with a young man. It isn't that long since young Thai women would
only date a guy she
considered marriage material.
Things started to change post Vietnam War. Change
was gradual, but picked up steam in the 90s and positively accelerated
early this Millennium as income levels increased, Internet usage became
more
widespread and urban Thais adopted more and more aspects from foreign cultures.
At the
end of the Vietnam War, Thailand was socially conservative, ultra conservative. Unmarried
women typically wore ankle-length dresses most of the time and there was no physical
contact whatsoever with a young man. Of course some couples
were
rolling around down the back of the farm behind the buffaloes, or
sweating it out in
short-time hotel rooms, but this was frowned upon, not
just by parents and elders, but by their peers and society in general. It just
wasn't Thai!
Dating in Thailand was once a
very deliberate and structured process for two youngsters to get to know each
other, and to determine if the person they were dating was suitable to
spend the rest of their life with. It was not long before marriage was
discussed and couples married young. There was no chivalrous proposal
with him getting down on one knee, but a discussion with the lady about
the future, of what he, the provider, planned work-wise and how he would
provide in the future. Given that traditionally many women
remained at home and it was the man who brought home the bacon, a man's
plan for the future was a major factor in her decision.
The respective families of
the couple to be would meet
formally to discuss the couple's future. Each family would look closely at each other,
evaluating what the other brought to the table.
Throughout the whole dating ritual he might not lay
so much as a finger on her. A woman's virginity was valued and
just as she was expected to be a virgin, a man who took it was expected
to marry her. Failure to do so could result in serious
consequences. Even today in some rural areas and / or
with more traditional families, a young man who takes a lady's
virginity might face pressure to make an honest woman of her. And
if she were to fall pregnant, the pressure could be immense.
Of course she may not have had her first intimate
experience before marriage. Thai oldies tell us how in their day a
good Thai woman would wait until
her wedding night but the odd older Thais reveals that that was not always
the case.
Part of the agreement to marry included the negotiation
of sin sot (dowry / bride price), a dated custom that had its
place but which I believe is totally
out of place this century and at odds with modern Thai cultural
norms.
When the culture of relationships and love in Thailand
resembled what is still mistakenly and unfortunately perpetuated in
many Thailand travel guidebooks and culture guides, the sin sot might have
had its place. Back then the sin sot was as much a "guarantee" as
anything. If the man left the woman after marriage, she would
often be spurned by
society and seen as a bad wife. No man would want her as she would
be seen as being used and soiled. Unlike today, men performed most jobs, and
women looked after the household so without any income she would not be
able to look after herself. Even today, many Thai men abhor the idea
of marrying a woman who was previously married or who already has
children. So if the man left her, the sin sot provided means for
her to have a future.
If the opposite was to happen - and from all accounts
such was not at all common - and she cheated on him, the sin sot
was supposed to be returned.
In modern day Thailand where marriage is not
necessarily seen as a life-long commitment, the original arguments for the sin sot are no longer
valid. Unfortunately the sin sot has become distorted and
is today seen as
a means of gaining face for the bride and her family with outrageous
amounts sought - irrespective of the nationality of the groom. Every Thai man still expects
and accepts that a sin sot must be paid.
So in summary, in traditional Thailand, a young couple would
have chaperoned dates, there would be no intimacy before marriage,
there'd be a
meeting of the families before marriage with frank discussion about future
plans and at the time of marriage a sin sot would be paid.
As traditionalists and
Thailand society in general struggle to come to grips with the rapid
changes in the local culture of dating, love and sex, a young
Thai couple might not be chaperoned, nor even supervised. You can
be sure that
young women dating young men are monitored by their family, especially
if they live at home and / or are dating their first boyfriend.
Thailand still has a relatively low
divorce rate, so why is it that so many Western men fail to find
happiness in marriage to a Thai woman and why do, in my observations,
many marriages between Western men and Thai women go bad?
There are a number of reasons why
marriage between Western men and
Thai women may not work out. Often the couple got married quickly,
before they each had a chance to really know each other. Plans for the
future are often not discussed with each person holding their own ideas about
what the future. In some cases the payment of sin
sot and other riches may have been her primary objective and once
it was paid there was no reason for her to stick around.
If the couple
had gone about dating in a more traditional Thai style there's a chance
it might have worked
out - or they may have worked out they were just not compatible before
they committed to each other.
Chaperoned dating is not
common when a foreigner dates a Thai woman today.
Many westerners are uncomfortable with the idea. A lot of
Thai women have dated just one foreign guy - and
it went so badly that they will never date another. Invariably he
just wanted to bed her, and once he managed that he was gone. Chaperoned dating may have helped.
Even today, physical contact between a young
Thai guy and girl means that marriage will follow, especially if he is
her first. Every Thai man knows this, even if he may not respect
it. A foreigner involved with a Thai woman who introduces her
to the world of intimacy should expect similar.
Today Thai couples take their time to get to know
each other. Rural Thais may date for several years before
marriage. This gives them to get beyond the promotion
period and really get to know their partner, their friends, find
out about their work life,
their habits and their family. It takes time.
When getting involved with a foreigner,
things seem to go fast and many western men marry a woman they have
spent little time with and who they really do not know. It is a sucker who marries before all the data is in.
When things get serious and marriage between a Western
guy and Thai woman is discussed, the formal meeting with the family is
often omitted. Big mistake! There's no reason why an older, respectable Thai
known to the foreign guy cannot be engaged to attend the formal meeting with
the family of the bride-to-be and represent him. The best families
may even insist on it. Given that most
foreigners are not that familiar with Thai culture - and as such the lady's
and her family's expectations - what follows might be a surprise - never a good thing in
marriage!
When it comes to sin sot, which needs to be
talked about openly and honestly, often the message is that
the foreign man must pay xxx,xxx baht - way over the odds.
For him, there may be little or no understanding of the significance of this payment,
what it represents and what will happen to the money. Failure to
get a respected Thai involved is potentially asking for trouble.
Thais are pragmatic when it comes to
marriage and it's no secret that some families from difficult - read
poor - backgrounds whose daughter presents a white man to them may get
excited at the perceived benefits he brings. Failure to
look after himself physically, hygiene issues,
lack of familiarity with and failure to adhere to local customs, to say
nothing of being twice the daughter's age can all be
overlooked. In some cases it is understood from the outset that
this is a marriage of convenience that will not last - the pay off
makes it worthwhile. In the past it would be considered shameful
for a Thai woman to knowingly marry a foreigner with the intention of
later divorcing him for financial
gain, changes in attitude have been so great that it may not just
be overlooked, but admired by some, looked at as a legitimate way to get
ahead.
When a foreigner enters the
equation, traditions can take a backseat.
The approach of Thais to
dating pre-marriage might be conservative,
but it seems to work. There's a decent argument that adopting some
of the principles Thais follow might increase the odds of a foreigner finding marital
bliss with a Thai lady.
The notion of chaperoned dating can be awkward for Westerners, but it's hardly the ordeal it
once was. Typically no more than one date will be
accompanied. Use it to your advantage and be sure that your
trusted friends meet
your darling long before you even start to discuss the idea of marriage with her!
As with modern Thai couples, in Bangkok at
least, there needn't be any great rush. Date for at least a couple of
years before even thinking about marriage.
The pre-engagement discussion *is* important and should
not be avoided. Take along a senior, respectable
Thai you trust. Don't let your first meeting with your in-laws
take place on the day of the wedding ceremony!
And when it comes to the sin sot,
don't be afraid to point out that it is a dated ritual with little
relevance and in many ways has no place today.
When considering marriage
with a Thai woman, I believe that doing most things
the Thai way can help your chances of finding happiness. Reluctance on the part of your Thai darling to do things
as a Thai couple typically would
should be looked at with skepticism, even suspicion.
Perhaps the biggest problem foreign guys considering
marriage with a Thai lady face is that as soon as they meet their first Thai femme fatale
they forget everything they have been told or have read.
Commonsense disappears. Sometimes with Western men in Thailand it's just hopeless!
*When* was this photo taken?
Last week's photo of Soi Cowboy was
taken in 2005. Only one
clever reader got it right and
unfortunately he couldn't claim the prize so this week the prizes double up
and there are two Duke's Express vouchers to be won. Instead of identifying the location of the photo
as the contest used to be, you must say WHEN this photo
was taken. This week's was taken from the platform of the Siam BTS
station looking north - but when?! All you have to do is
tell me
the year the photo was
taken. The first person to email me with the correct year wins a 500 baht credit at
Oh My Cod,
the fish and chips restaurant. The second person correct wins a 500 baht voucher from one of the best farang food venues in Bangkok, and the home of
Bangkok's best burger, in my humble opinion, Duke's Express. Duke's is conveniently located in the Emporium shopping centre in central Bangkok.
Terms and conditions: The Duke's Express voucher MUST be redeemed by June 2012. The Oh My Cod prize MUST be claimed within 14 days. Prizes are only available to readers in Thailand at the time of entering and are not transferable. Prize winners cannot claim more than one prize per calendar month. You only have one guess per week! If you wish to claim a prize,
you must state a preference for the prize you prefer, or list the prizes you would like in order of preference - failure to do so results in the prize going to the next person to get the photo right.
FROM STICK'S INBOX
(These are emails from readers and what is written here was not written by Stick.) Preference may be given to emails which refer to the previous week's column.
EMAIL OF THE WEEK
-
The
danger of purchasing
porn in Bangkok.
I have just spent 3 weeks in Thailand and
had 2 days in Bangkok on my way home. I bought a couple of
blue movies on Sukhumvit Road. They are perfectly legal here
in Australia and were for my own personal use to watch with my
girlfriend. Imagine my horror on playing them that they are
child pornography of the worst kind with kids that look
about 5 years old! I shudder to think what would have happened
if I had been stopped by Customs and they had reviewed them! I
would have been arrested, tried, probably found guilty and a jail
term would have been inevitable. I would have lost my job,
friends and been put on a sex offenders register for the rest of my life! Please
warn your readers of this problem that could ruin your life!
The Apex Hotel
restaurant, a
barometer of Pattaya.
Just an observation being here in Pattaya, but I
think a sign that long time is becoming a thing of the past is when you eat
at the Apex Hotel breakfast buffet nowadays and you hardly see any guys
parading their trophy barfines from the night before in the dining room.
Child beggars.
What is so unpalatable about Thailand is all the small kids and
even babies
out at all hours in soi 4 begging. In some places the begging is
so bad it's a menace! I don't mind giving money but some of these
young kids are
learning that farang are walking ATM machines. Thai freedom seems to mean children count for nothing
which is a shame as they are the future. I mean where are the social
services? Do they not exist in Thailand?
Pricey Phuket.
Having been to Bangkok and Pattaya many times over the past 10 years, I
decided that as I had not been to Phuket for 4 years, a visit this month
would be a refreshing change. It always was more "commercial" for me
than Pattaya, but also seemed more tourist friendly the last time I was
there, and as I walked along Soi Bangla I looked up a side soi which seemed
lively for only 8 PM that evening so my lady and I wandered up and looked
inside a busy but shabby looking bar. As
everywhere else was still quiet we decided we would have one drink there.
We sat inside and ordered one beer and one Bacardi Breezer. Drinks
arrived and after a few minutes our bill...for 2,000 baht! I argued and
asked to see the manager. "No manager, you not pay I have to pay myself",
the bar staff shrieked! After 5 minutes of refusal and even offering
1,000 just to get out it became clear the heavies at the door were taking an
interest so I paid up and left. The first time I have been duped in
over 10 years and I had long given up asking the price of drinks before
buying but from then on you can be sure I asked in every bar.
Amazingly the bar was really busy, full of Japanese who were seemingly happy to pay. The promise of "show soon"
was obviously enough
to make them feel 1,000 baht per drink was ok! The bar was Moulin
Rouge. Readers beware if you are in Soi Bangla. I saw enough of
Phuket to convince me I would not return. That's one more venue off
the list and maybe one more reason why my visits to Thailand are becoming
fewer each year.
Massage recommendations?
I enjoyed the informative and entertaining interview with the
manager of
EZ Massage. I was interested in her comments
on the girls' problem of just how to do the balls massage!
Fascinating how something which on the face of it would seem so easy in
fact has difficulties! Anyway, I agree that sometimes in places which
offer this service, the staff who offer it don't actually
know how to do it and sometimes can barely do it at all! Make a bit of
a balls-up of it, in fact! Which is a pity as the customer has paid a
premium price for something advertised on the menu and which should be
a nice experience. The places I know who offer this up front on
their printed menu are Naree Massage in Soi Nana and Teen Dream Massage
in Pattaya. I wonder, if readers can suggest other venues which offer this
kind of thing and where a satisfactory experience has resulted?
Do you ever leave Soi Bangla
(or Soi Nana)?
Back home it was all so simple, there were
good girls and naughty girls, but if you were after something different
- bad girls - you really had to go out and look for them. Put
another way, in restaurants the waitresses weren't exactly offering
themselves as the dessert. Here in Thailand the lines are
so blurred and cloudy sometimes, you could be in a thick pea soup fog.
I spent my misspent youth in discos and nightclubs, but in all the years
I frequented them, it was unheard of that you would be requested to pay
for services rendered. This week I went to an official party, no
strings attached. On the face of it everything should have been
kosher and above board, but as the evening wore on and I started to
study form, there were those unmistakable signals breaking through that
could no longer be camouflaged. To the degree that I felt I was
back in Soi Bangla.
Khao San Road taxi.
A downfall of Khao San Road
is
the taxi and tuktuk drivers who try to weasel you into going somewhere
for an inflated price. I always try to get a taxi driving around
on the road rather than from an annoying tout who is waiting for a gullible
white guy. Late in the night, I decided to head back home as I was drunk enough and hadn't
found a lady that tickled my fancy. I waved
down a taxi. He stopped and opened his front passenger window. I peeked in
and spoke in clear Thai using the word "krup" at the end for
politeness. He responded in Thai "bpai, bpai" (meaning he
would go). I opened the back door and clarified exactly where my place was.
He nodded his head again and I climbed in and shut the door. He began to
pull away and then said see-roy baht (400 baht). As this is
normally an 80-baht taxi ride, I was disgusted. Being drunk, slightly wet
from the drizzle, and going home alone it hit me in the wrong spot and
pissed me off. Without a word and with the taxi still moving I opened the
door and stepped out. The first foot hit the ground and the driver put the
brakes on and came to a stop, but I was already out. A combination of being
a little ticked off and a bit off balance I slammed the door shut. I began
to walk toward the next taxi around, but could feel a presence behind me.
The driver had gotten out and was coming toward me with clenched fists.
He threw a couple of fake punches, but held back. I put my precious Subway
sandwich on the trunk of the car beside me, ready to protect myself if need
be. The driver was shorter and much older than me and I could have taken him if I wanted to. But this is
Thailand so I probably would have had 10 more
gang-beating me in no time. So instead I began to apologize and tell the
guy to jai-yen-yen (cool down). He yelled at me and told me
to close his door lightly, feigned a couple more fake punches before
returning to his cab. I still feel I had more right to be pissed off at him
for trying to rip me off and making me get in and out of his cab in the
drizzle. I won't give these cons the time of day to argue with me anymore.
I don't like to bargain at the best of times and especially not for a taxi
ride so anyone who even tries to rip me off gets the silent treatment and
loses a customer almost instantly.
Officially it's being promoted
as Fight Night, but unofficially it has been nicknamed
the Clangers in Bangers. A bunch of local personalities are getting into the ring
to slug it out for money with
the proceeds going to charity. Among the fighters participating will be Colin (Raging Bull) Hastings,
publisher of The Big Chilli Magazine who will be taking on popular expat
fiction author and Vietnam vet, Dean (The Wolfman) Barrett. I am all for good causes and admire those keen to put their body on the
line for charity, but is this a bit of a stretch? Dean
Barrett is one of the nicest guys around and as a former soldier who served
during Vietnam, no doubt he is capable of looking after himself. But Dean
is no spring chicken, and while he doesn't look it, he is almost, or may
already be, a
septuagenarian. Hardly the age at which you expect to be
getting in the ring! The event is organised by Operation
Smile Foundation (Thailand) & Dusit Thani Bangkok and Fight Night
promises to be a
fun and entertaining evening at the Dusit Thani Hotel.
It will take place on Tuesday, October 18, and all proceeds will go to Operation Smile Foundation (Thailand).
Tickets are priced at 2,800 baht per person or 25,000 baht for a table. You
can get your tickets by calling 082-444-7577 or emailing
fightnight@diethelmevents.com.
Operation Smile Foundation (Thailand) is a
not-for-profit, charitable, volunteer, medical services organisation. In
addition to providing reconstructive surgery to indigent children and young
adults born with cleft lips and cleft palates and cranial-facial
deformities, they also provide education
and training to health care professionals to achieve long-term self
sufficiency.
A Bangkok institution, at least for those who spend their nights on Sukhumvit, is
no longer. The Penthouse Hotel, one of the best-known short-time
hotels in the lower Suhkumvit area, has been razed and where it once stood
proudly is now a construction site. The Penthouse Hotel had been around
forever and its heart-shaped beds and wall to wall mirrors amongst other
novel features gave it a flavour
that modern short-time rooms, which often resemble a shoebox, just can't compete
with.
For the naughty boys, the nearby, equally popular PB Hotel is still going
strong. Important note: this establishment has no relationship
with the
Penthouse Hotel in Pattaya which is open for business as usual.
Inflation is running riot in a certain Cowboy gogo
where the mamasans have told the dancers to quote lofty prices. The Japanese get the worst deal, quoted a standard 3,000
for an hour of the girl's time whereas the white man is told it will set him
back 2,000. For an overnight stay our Japanese friends are requested to cough up 6,000
baht whereas with whitey the negotiations start at 5,000. Most girls will go down to 3,000, or is
that go down for 3,000?! You could
be forgiven for thinking I am talking about Bacarra, but I'm not. And
neither is it Tilac, or Shark. So which bar is it?
The Pickled Liver is the
newest Bangkok bar to
open its doors for business with a grand opening night to follow a few weeks later,
a common enough Bangkok bar practice that I have never really understood.
The grand opening will take place on September 30.
A few weeks back I asked readers if anyone knew what
had happened to William, the
jovial Brit who operated as a greeter outside a venue in Patpong
soi 2 which was part of a block that was levelled a few months back. I
can confirm that William is still around and has been spotted doing his thing outside
Queen's Castle on Patpong 1.
Popular Swedish bar manager and
greeter, Jonas, who was a fixture at the original Big Mango in Nana
Plaza has rejoined the team and can be found at the new Big Mango in the
sub soi off soi 4, welcoming customers. The Big Mango will
hold their monthly party next Saturday, September 24, where
they give away the usual food and sell Heineken pints for peanuts,
around 50 baht if I remember right.
The Strip, next door to Bar Bar and towards the Silom end of Patpong soi 2,
will hold a party next Friday and Saturday, 23rd and 24th September.
Called the shake your ass weekend, invited DJs will be there to mix the
music.
Owners of naughty bars often compare their venue to
rival venues - none
of which match up, of course! What is funny is the way some owners
put the knife into other bar owners, especially amusing given that this lot often socialise together.
"That guy has girls from Laos in his bar!" "Have you seen the
dogs he has behind the bar?" "Australians don't know how
to make meat pies!" That sort of thing. I used to
think this was a naughty bar boss thing, but the backstabbing amongst expat pub owners
i.e. bars where the staff are not available is MUCH
worse than what you hear in the naughty bar industry. It's all quite funny
really.
I've reported
over the past year or two the changing mix of foreign visitors to
Thailand and how the once farang-dominated nightlife areas are now
much more cosmopolitan. And it is not just the nightlife areas
where
customers are diversifying, but
online too. A mate who runs one of the most popular Thailand dating sites tells
me of the massive increase in Iraqi and Saudi males signing up,
as well as other Middle Easterners.
Want a prediction for the next step in the crackdown on
those residing in
Thailand long term on various visas, usually back to back tourist visas? I
am surprised
that the authorities have not yet implemented a limit on how much time can
be spent in the country on such visas over a 12-month
period. The easy thing to do would be to set a policy where no-one can
stay in the country for more than 6 months in a calendar year /
12-month period on tourist visas. Of course one could
argue that those remaining in the country on such visas bring money into the
country - which is true.
The sign outside the Bangkok Bank branch on Sukhumvit Road
near soi 8 states
that it is the Bangkapi branch - but that doesn't
really make sense. Bangkapi is a long way away, perhaps 10 miles or
so, way up north
of Ramkhamhaeng. How did it become the Bangkapi
branch?
If you're looking for decent wine at a reasonable price in
a bar in Bangkok, good
luck! Probably the best deal I know of can be found at The Londoner
with their Thursday night special of 2 glasses of wine for the price
of 1. It's still not cheap with glasses of
drinkable
wine priced at 250+ baht. The 2 for 1 special applies to glasses of
wine only, not bottles. Another venue offering specials on wine is The Clubhouse on Sukhumvit soi 23
where it's
20% off all wines, both glasses and bottles, on Wednesday nights.
Want to get away from the thousands of farang
invading
Thailand
and setting up a new home? Looking for the real
Thailand? Obviously you won't find it in any of the areas popular with
tourists and neither will you find it in much
of Isaan, a region being flooded by foreign men who have found themselves a
Thai bride. So if you want to settle in
Thailand, but are keen to avoid your fellow countrymen, you could head to
Lampang and pay ace Stickman submission writer Sawadee2000 a visit or....you could go to the south.
With the exception of the popular beaches and islands, there aren't
that many white guys in the south. It might just be what you're
looking for. Relatively few Western men marry southern women, something I find curious given that southern women are attractive and
don't seem to have the same
family problems as their sisters from the north
and northeast.
I frequently receive email from guys in a troubled relationship with
a
Thai woman. Often the guy says that he plans to leave her in the future.
If you have finally made the decision to leave, then leave. Why wait?
Life is short! It seems to me that when things go bad - and I mean
seriously bad - seldom do they improve. If you have already made the
decision to leave her and get out of the relationship then don't muck around, just do it.
Grow some balls!
Quote of the week comes from an American resident in another part
of South-East Asia, "Long ago, friends thought
I was INSANE for living outside the USA but I don't get that much
anymore."
From the South China Morning
Post, a sophisticated
prostitution syndicate involving Thais
is busted in Hong Kong.
Ask Sunbelt Legal
Sunbelt Asia's legal department is here to answer your questions relating to legal issues and the law in Thailand. Send any legal questions you may have to me and I will pass them on to Sunbelt Legal.
Their response will run in a future column. You can contact Sunbelt's
legal department directly for all of your legal needs.
Question 1: I am currently
living in the UK (am a British national) and am in a strong, 13-month
relationship with a Thai woman my age. She is not a bargirl nor ever
has been, and holds a steady job in a travel office. Having been back
to Thailand to see her a couple of times now, we feel it's time to apply
for a tourist visa for her to visit the UK. My concern is how much money I
would need in my bank account for the visa to be granted. I
understand that as her main sponsor, the visa people will look at my
salary and bank accounts. I do not earn much and currently do not
hold much in the form of savings, but I live comfortably and of course I
know I can support her when she is here. I just worry that perhaps
UK / Thai love is only possible for the rich!
Sunbelt Legal responds:
Immigration in most countries does not look solely at the sponsor's
income but also the applicant's history. They will need to show they have
compelling reasons to return home such as a owning a house, property or car,
having a regular full-time job and having their own savings in the bank. If
the applicant has travelled abroad in the past and can show a pattern of
returning home, this is also helpful.
Question 2:
This may not be precisely Sunbelt's specialty, but Stick has run emails from
expats who have had their Thai bank accounts cleaned out through counterfeit
ATM cards. Based on anecdotal reports, there seems to be no recourse even if
the bank didn't take reasonable measures to prevent the theft. Since it's a
requirement of residency to have a large sum of cash in a Thai bank, what's
the safest thing for an expat to do? And what would you do if the bank loses
your money?
Sunbelt Legal responds:
If you are worried about ATM
theft then it is best to open a savings account without an ATM card and use
that account either through walk in service with the passbook or online and
link it to another account which does have an ATM card. In the case of
actual bank fraud, if you can prove the bank made an error then you can make
claims. If the bank refuses to accept liability then you would need to
take it to Court.
Question 3: If a US citizen moves to Thailand with
his wife, and he is retired, does not plan to work in Thailand, and just
live on his pension and social security, does he have to pay taxes in the
US, or in Thailand?
Sunbelt Legal responds:
A US citizen must pay taxes on any amount over the current exemption
on foreign-earned income,
which is set at 92,900 US dollars for the year 2011. That is, if you make
more than $92,900 outside of the USA in 2011, you must pay taxes in the United States.
Also be aware that you must declare all bank accounts if the sum of your
deposits totals more $10,000 US to the US government. The form is in
the income tax package that you receive every year or is downloadable from
the internet. The form is called the FBAR- Form TD F 90-22.1
What else can I say about Bangkok this week?
Two Thai
words describe it, words that even many casual visitors know, fon dok!
Rain, rain, rain! We seem to be experiencing the most relentless rainy
season I can remember, which no doubt will continue for the next 6 or 7 weeks, into early November. It might
ease off in the north before then, but in Bangkok
the rainy season usually sticks around until the start of November.